The Meaning of yokin [預金] In Japanese

預金
よきん
Romaji: yokin N5

What does 預金 mean?

Translation and Meaning

deposit, bank deposit, savings

Definition

What does 預金 mean? It denotes money deposited in a bank or financial institution for safekeeping and future use. It refers to funds kept in deposit accounts such as savings or checking accounts and serves as the general term for money stored with a bank.

Type

Noun (名詞)

Stroke Order

Meanings

  • money placed in a bank account as a deposit
  • funds held in deposit accounts such as savings or time deposits
  • money entrusted to a financial institution for safekeeping

Composition

  • 預 means entrusting or placing in the care of someone else
  • 金 means money or wealth
  • combined, they express money entrusted to a financial institution for safekeeping or future withdrawal

Usage

Used in formal banking language and everyday finance talk to describe funds held in accounts. It appears in phrases like 銀行に預金する, 預金口座を開設する, 預金を引き出す, and in official documents related to banking and account services.
💡 Tips
Mnemonic: picture handing cash to a trusted custodian; the act of entrusting money (預) to a bank (金) for safekeeping helps recall the term.

Variations

  • 貯金 (ちょきん, chokin) – savings/deposits
  • 貯蓄 (ちょちく, chochiku) – savings
  • 預金口座 (よきんこうざ, yokin koza) – deposit account

Example Phrases

  • 駅前の 銀行で 今朝 預金を 引き出した。
    ekimae no ginkou de kesa yokin o hikidashita.
    This morning, I withdrew a deposit at the bank in front of the station.
    Lista:
    • 駅前の (ekimae no) – in front of the station
    • 銀行で (ginkou de) – at the bank
    • 今朝 (kesa) – this morning
    • 預金を (yokin o) – deposit
    • 引き出した (hikidashita) – withdrew
    Core: 「預金」 functions as the object of 引き出す (withdraw) marked by を; 銀行で marks the location.
預金